Flexible Personal Savings and Banking at The Watkins Savings Bank

Banking Services

  • Checking
  • Gold Plus Checking
  • Savings
  • Hi-Fi Savings
  • Certificate of Deposits
  • Individual and Roth Accounts

Checking

  • $100.00 to open
  • No service charge with an average daily balance above $100.00
  • No service charge to senior citizens and students
  • Transfers from account to account, in person, by authorization or ATM-FREE

Gold Plus Checking

  • Competitive interest rates
  • $500.00 to open
  • $5.00 service charge on balances below $500.00

Savings

  • Competitive interest rates
  • $100.00 to open
  • Students $20.00 to open
  • 6 withdrawals per month

Hi-Fi Savings

  • Competitive interest rates
  • $1000.00 to open
  • $1.00 service charge if the balance falls below $1,000.00
  • 6 withdrawals per statement cycle

Certificate of Deposits

  • Competitive fixed interest rates
  • Account relationship bonus
  • Maturities 91 days to 5 years
  • Automatic renewal option
  • Interest paid by check or automatic deposit, or compounded
  • Please contact us for our rates: (319) 227-7773

Individual and Roth Accounts

  • Competitive fixed interest rates
  • Maturities 18, 36, and 54 months
  • Automatic renewal option
  • Interest compounded
  • No fees
  • One-time bump up during your time certificate term
  • Please contact us for our rates: (319) 227-7773

Cybersecurity

See our article on cybersecurity